If you live in Massachusetts, you have access to not only top educational institutions, but also a wealth of financial aid opportunities. Grants, scholarships, tuition waivers, and no interest loans are all ways the Commonwealth helps students of different ages, backgrounds, and circumstances access higher education. Massachusetts wants you to succeed!
How do I apply for Massachusetts state aid?
In many cases, you will apply for MA state aid by submitting the FAFSA (be sure you submit it by May 1st, the Commonwealth’s financial aid deadline). Each college will then use your FAFSA data to determine the Massachusetts aid you are eligible to receive, and the college will include that aid on your financial aid offer, along with the financial aid you are receiving from the federal government and the college itself.
Knowing the need for undocumented students to have a path for their future, Massachusetts has also developed the Massachusetts Application for State Financial Aid (MASFA). This is an application for non-U.S. citizens to complete to determine their eligibility for Massachusetts State Aid.
Whether you file the FAFSA or the MASFA, some types of MA state aid have additional requirements as part of their application process. Review each type of aid below for details.
What are the main types of aid offered?
Aid is awarded based on four main factors: need-based, merit-based, entitlement, or program-specific. Need-based is determined by income and financial need. Merit-based is awarded by academic or comparable achievements. Entitlement is dependent on your personal circumstances, such as status in the foster care system, Veteran-status, heritage, and other special circumstances. Program-specific is based on your employment and career goals, such as nursing, teaching, or a career in a high-need field. With the wide range of factors that determine eligibility, you could be awarded many types of state aid.
Are there other programs to help cover the cost of college in MA?
In addition to the many state aid opportunities available, the Commonwealth also offers robust programs to make education more accessible and affordable. Here are three stellar programs to consider when making your college plans:
- MassReconnect: College Education for Students 25+: Built to support adult learners, covering the cost for tuition and fees to earn an associate degree or certificate at any MA community college
- MassEducate: Makes the tuition and fees for community college free for all Massachusetts residents, regardless of age or income
- MassTransfer: Offers benefits for students transferring from a MA community college to a MA 4-year public college or university, including affordability and ease of degree transfer
Can Massachusetts state aid be used at private colleges?
Yes, there are grants and scholarships that can be used at private colleges, including:
- MASSGrant
- Gilbert Matching Student Grant
- Foster Child Grant
- Christian A. Herter Memorial Scholarship
- GEAR UP Scholarship
- MA No Interest Loan (NIL)
Can Massachusetts state aid be used for attending colleges in other states?
Yes, some Massachusetts state aid can also be used at out-of-state colleges and universities. The Christian A. Herter Memorial Scholarship can be used at colleges and universities throughout the United States. MASSGrant also allows state aid to be used at any state-approved postsecondary school in MA, VT, PA, and DC.
Where do I find information on my MA state aid?
After you apply for financial aid, you can access the MassAid Portal: New College Cost & Aid Eligibility Tool, which will help you understand your eligibility for the various state aid that Massachusetts offers. Keep in mind that MA state financial aid is directed to the school listed first on your FAFSA. However, once you create your MASSAid user account, you can indicate the school you plan to attend in order to receive your state aid there.
MA State Aid Types
We’ve included below some of the more common types of aid students may receive. For a comprehensive list, reference the information the Office of Student Financial Assistance provides and their helpful Quick Guide for Students.
For more information about all the financial aid opportunities available to individuals and families in Massachusetts, watch our recorded webinar, Understanding MA State Financial Aid and read our article, Meet Dr. Clantha McCurdy, a Leader in Massachusetts Higher Education. To better understand financial aid in general, check out our overview of Different Types of Student Financial Aid or listen to our podcast episode, What Can You Expect to See in a Financial Aid Offer?
If you have questions about financial aid in Massachusetts, or financial aid in general, reach out to us at (800) 449-MEFA (6332) or [email protected].
