Use this tool to estimate the annual cost (tuition, fees, food, and housing) for your child to attend college at a certain time in the future, based on historical trends. Simply enter the year your child will start college. Not sure of when that will be? Use the chart at the bottom of this page for assistance.
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Estimate Future College Costs
| Year | National Public 2-Year | National Public 4-Year In-State | National Public 4-Year Out-of-State | National Private 4-Year |
|---|---|---|---|---|
Source: The College Board, Trends in College Pricing 2025
This tool is for your reference only. We do not store or share any information that you enter. Inflation is calculated by assuming a 3% increase in cost each year for tuition, fees, food, and housing. This is only an estimate. Actual costs and rates of inflation may vary.
| Age or Grade of Student During the 2026-27 Academic Year | Freshman Year | Sophomore Year | Junior Year | Senior Year |
|---|---|---|---|---|
| Age 0-1 | 2044 | 2045 | 2046 | 2047 |
| Age 1-2 | 2043 | 2044 | 2045 | 2046 |
| Age 2-3 | 2042 | 2043 | 2044 | 2045 |
| Age 3-4 | 2041 | 2042 | 2043 | 2044 |
| Age 4-5 | 2040 | 2041 | 2042 | 2043 |
| Grade K | 2039 | 2040 | 2041 | 2042 |
| Grade 1 | 2038 | 2039 | 2040 | 2041 |
| Grade 2 | 2037 | 2038 | 2039 | 2040 |
| Grade 3 | 2036 | 2037 | 2038 | 2039 |
| Grade 4 | 2035 | 2036 | 2037 | 2038 |
| Grade 5 | 2034 | 2035 | 2036 | 2037 |
| Grade 6 | 2033 | 2034 | 2035 | 2036 |
| Grade 7 | 2032 | 2033 | 2034 | 2035 |
| Grade 8 | 2031 | 2032 | 2033 | 2034 |
| Grade 9 | 2030 | 2031 | 2032 | 2033 |
| Grade 10 | 2029 | 2030 | 2031 | 2032 |
| Grade 11 | 2028 | 2029 | 2030 | 2031 |
Learn More About College Savings Plans
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