![](https://www.mefa.org/uploads/news/797545_istock-1126176726.jpg)
Learn the pros and cons of deferred repayment of student loans. …
By
Julie Shields-Rutyna
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![](https://www.mefa.org/uploads/news/336444_istock-1297736743.jpg)
Tips to make college more affordable include keeping an open mind, making a financial plan, learning about financial aid, and more.…
By
Julie Shields-Rutyna
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![](https://www.mefa.org/uploads/news/797788_thinkstockphotos-200394152-001.jpg)
Learn about APRs, a shorthand way for you to compare the cost of two or more loans on an "apples to apples" basis.…
By
Julie Shields-Rutyna
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![](https://www.mefa.org/uploads/news/061120_thinkstockphotos-187124418-1.jpg)
Ways to stay calm include having no surprises, saving for college, utilizing a monthly payment plan, knowing about education loans available, and taking advantage of free guidance and advice. …
By
Julie Shields-Rutyna
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![](https://www.mefa.org/uploads/news/337147_thinkstockphotos-529407857.jpg)
Learn if you apply for a loan one year at a time, how much you should borrow, the different types of MEFA Loans, and more.…
By
Meredith Clement
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![](https://www.mefa.org/uploads/news/462454_hand-taking-notes-at-desk.jpg)
Learn about Master Promissory Notes, a legally binding document that a student must sign prior to borrowing a Federal Direct Student Loan.…
By
Meredith Clement
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![](https://www.mefa.org/uploads/news/797943_thinkstockphotos-480089924.jpg)
Learn about entrance counseling, a comprehensive tutorial focused on the important details of student loan borrowing and repayment.…
By
Meredith Clement
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![](https://www.mefa.org/uploads/news/340838_thinkstockphotos-466009147.jpg)
Learn what a student loan interest rate is, when it is set each year, and how it may impact you. …
By
Meredith Clement
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![](https://www.mefa.org/uploads/news/996972_thinkstockphotos-155785986.jpg)
College payment plans are interest-free, have no required credit check, and only require a small enrollment fee.…
By
Meredith Clement
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![](https://www.mefa.org/uploads/news/336897_thinkstockphotos-187124418-1.jpg)
We answer common questions including how to spread out 529 funds, where to find info on payment plans, and how to apply for private loans. …
By
Meredith Clement
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