When it comes time to pay for college, you may find that your family needs to borrow additional student loans above and beyond the federal loan program. Unlike federal loans, these additional loans are dependent on your credit report and your credit score. You will need a good credit score to be approved for a loan, and in most cases, the higher your credit score, the better your interest rate will be. That’s why it’s important to focus on strengthening your credit now to prepare for financing future college costs. Work to improve your credit score today to give yourself the most, and best, options for borrowing loans in the future. To learn more, visit our article, Understanding Your Credit.